Terms of Service

“Customer” or “you” refers to any individual or entity who uses the Services.
“Service” or “Services” refers to the financial services provided by [Company Name], including but not limited to investment management, financial planning, and other related services.
“Content” refers to any text, images, videos, or other information or materials available through the Services.
“Website” refers to the website located at [insert URL].

Use of Services

You may use the Services only for lawful purposes and in accordance with these Terms. You agree not to:

- Use the Services for any unauthorized or illegal purpose
- Reproduce, duplicate, copy, sell, or exploit any portion of the Services for any commercial purpose
- Modify, adapt, translate, or create derivative works based on the Services or ContentDistribute, transmit, or store Content in any manner that could infringe the intellectual property rights of [Company Name] or third parties
- Interfere with or disrupt the Services or servers or networks connected to the Services

[Company Name] reserves the right to terminate your access to the Services for any violation of these Terms.

Ownership of Content and Intellectual Property

The Content and all intellectual property rights, including but not limited to copyrights, trademarks, patents, and trade secrets, are owned by [Company Name] or its licensors. You may not use the Content for any purpose without the express written permission of [Company Name].

Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. [COMPANY NAME] DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, AND [COMPANY NAME] WILL NOT BE LIABLE FOR ANY INTERRUPTIONS OR ERRORS.

Disclaimer of Warranties

[COMPANY NAME] WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND INCLUDING WITHOUT LIMITATION DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, ARISING OUT OF YOUR USE OF THE SERVICES OR YOUR INABILITY TO USE THE SERVICES, OR FOR ANY OTHER CLAIM RELATED IN ANY WAY TO YOUR USE OF THE SERVICES.Indemnification

You agree to indemnify, defend, and hold harmless [Company Name], its affiliates, and their respective officers, directors, employees, agents, licensors, and suppliers from and against any claims, actions, demands, liabilities, damages, losses, and expenses, including without limitation reasonable attorneys’ fees, arising from or in any way connected with your use of the Services.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Singapore, without giving effect to any principles of conflicts of law. You agree to submit to the exclusive jurisdiction of the courts of Singapore for any dispute arising out of or in connection with these Terms or the Services.

Changes to Terms

[Company Name] reserves the right to modify these Terms at any time, in its sole discretion. If [Company Name] makes changes to these Terms, [Company Name] will provide notice of such changes, such as by sending an email notification, providing notice through the Services, or updating the “Last Updated” date at the top of these Terms. Your continued use of the Services after any changes to these Terms will constitute your acceptance of such changes.

Miscellaneous

These Terms constitute the entire agreement between you and [Company Name] regarding the use of the Services. If any provision of these Terms is found to be invalid, the remaining provisions will remain in full force and effect. The failure of [Company Name] to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

Contact Information

If you have any questions or comments regarding these Terms, please contact [Company Name] at [insert email or physical address].

Last Updated: [insert date].